Our financial planning process is interactive, conducted in real-time, with multiple “what-if” scenarios that allows for test driving important decisions before they are made. Provided on a fee-basis, as fiduciaries, this holistic process encompasses all aspects of a client’s situation throughout every life-stage. Although everyone’s focus and final plans are unique common elements include; retirement income planning, cash flow and spending analysis, asset allocation and portfolio analysis, income tax management, risk management, debt management, business succession planning and estate, charitable and gift planning. Complete with a written report and recommendations, clients can choose to implement with us or on their own.

By taking on the role of “quarterback,” we facilitate the planning process with introductions to new advisor relationships such as attorney’s, CPAs, and practice specific consultants or work with existing advisors already in place.

Should a client choose to implement their financial plan with us, we work independently from an open architecture utilizing many different companies and wealth management firms. We provide choices which allows our clients to do what is best for their individual needs.

Sitting on the same side of the table with our clients rather than across it, we seek to provide an aligned approach by working independently, from an open architecture, with many different companies and investment management firms. Utilizing this “outsourced” approach allows us to focus on our client’s planning needs while working to manage client assets.

We work independently, with many different companies, to provide the most appropriate insurance options for our clients. Insurance is best purchased as part of an overall plan which is why we first learn about our client’s needs and then make the appropriate recommendations.