Financial Planning:

Our financial planning process is interactive, conducted in real-time, with multiple “what-if” scenarios that allows for test driving important decisions before they are made. Provided on a fee-basis, as fiduciaries, this holistic process encompasses all aspects of a client’s situation throughout every life-stage. Although everyone’s focus and final plans are unique common elements include; retirement income planning, cash flow and spending analysis, asset allocation and portfolio analysis, income tax management, risk management, debt management, business succession planning and estate, charitable and gift planning. Complete with a written report and recommendations, clients can choose to implement with us or on their own.

By taking on the role of “quarterback,” we facilitate the planning process with introductions to new advisor relationships such as attorney’s, CPAs, and practice specific consultants or work with existing advisors already in place.

Should a client choose to implement their financial plan with us, we work independently from an open architecture utilizing many different companies and wealth management firms. We provide choices which allows our clients to do what is best for their individual needs.

Insurance:

We work independently, with many different companies, to provide the most appropriate insurance options for our clients. Insurance is best purchased as part of an overall plan which is why we first learn about our client’s needs and then make the appropriate recommendations on the following products:

• Life Insurance
• Disability Insurance
• Physician Specific Disability Insurance
• Dentist Specific Disability Insurance
• Long-term care insurance
  

Although we do not provide property and casualty services ourselves, proper auto, homeowners and liability coverage are important elements of an overall insurance plan. We are happy to make introductions to ensure that all of our client’s risk management needs are met.

Investment Advisory & Wealth Management:

Sitting on the same side of the table with our clients rather than across it, we seek to provide an aligned approach by working independently, from an open architecture, with many different companies and investment management firms. Utilizing this “outsourced” approach allows us to focus on our client’s planning needs while working to manage client assets 

Retirement & Practice Succession:

The goal at Advisory Resource Group, which we have been implementing for over twenty-five years, is to help retirees do what they want, when they want, with the confidence that they have a partner helping them to make informed financial decisions. This is not only possible but an expectation everyone nearing or in retirement should have. Our comprehensive planning process is the keystone to these efforts and ultimately supports the selection of products and services that allow our retirees to spend time with their families, travel and do the things that are most important to them.

Education:

A core value of Advisory Resource Group is education, and we have demonstrated our commitment to others for over twenty-five years. Providing financial literacy programs to the nation’s top institutions including Tufts, Harvard and Boston University to name a few. We are regularly invited to area teaching hospitals to be part of their residency curriculum. In addition, we seek to create new educational resources for our professional clients. In 2014 we formed the Dental Resource Group, a gathering of the region’s leading dental advisors, which through regular educational events continues to be a valuable resource to area dentists. The DRG proves that “the whole is greater than the sum of its parts,” and is an example of ARG’s dedication to providing opportunities for personal and professional growth.

Dental Resource Group is not affiliated with LPL Financial.