Financial Planning

We conduct our financial planning process in real-time, running multiple “what-if” scenarios to test drive important decisions before they are made. This holistic planning process encompasses all aspects of a client’s situation throughout every life-stage and includes: retirement income planning, cash flow and spending analysis, asset allocation and portfolio analysis, income tax management, risk management, debt management, business succession planning and estate, charitable and gift planning.

Our services are provided on a fee basis complete with a written report and recommendations. Clients can choose to implement these recommendations with us or on their own.

Working as part of a team and collaborating with other advisors is an integral part in addressing the needs of our clients. By taking on the role of “quarterback,” we facilitate the planning process by utilizing a network of the region’s leading attorneys, CPA’s, consultants and other advisors to pursuing a coordinated strategy and a comprehensive level of advice. We assist our clients in selecting new advisor relationships to fill potential gaps or they can choose to maintain existing ones they may already have.

Should a client choose to implement their financial plan with us, we work independently from an open architecture utilizing many different companies and wealth management firms. We provide choices which allow our clients to do what is best for their individual needs.

Our financial planning process includes a secure personal website. This web-based technology solution is built to simplify, organize and improve our clients’ financial planning. Through it, clients can monitor their accounts, track spending and upload important documents to one secure location from anywhere at any time.